What is income protection?
Income protection is a way of making sure you and your family have a financial cushion should you need it.
When life is going well, it’s easy to take money for granted. It pays the bills and lets you take care of your family, enjoy your home, car, hobbies and holidays. Your income is essential to your quality of life. What if you were to have an accident or long-term illness that prevents you from earning a living? That’s where income protection comes in. It gives you an alternative income while you’re unable to work.
"It just happened, I didn't expect it, I certainly didn't expect when I went into the hospital that day that I would be told that I had an incurable heart condition."
Marc - Income Protection Claimant
Click to hear Marc’s story
Use our Risk Check Calculator to understand the chances of an unforeseen event happening to you.
These include being unable to work for 1 month or more due to illness, injury, or death.
These results are only a statistical guide. For advice on how to protect you and your family against the financial implications of these risks, please contact your Financial Broker.
Unique Benefits Included
For no extra charge
Unique Benefits Exclusive to Aviva Included
When you are unwell you want to know that you’re getting the best possible care, so it’s reassuring to be able to get a second opinion on your condition or your treatment options if you need it.
Best Doctors Second Medical Opinion Service gives you a confidential second medical opinion from a world-renowned expert. They have a global team of 50,000 experts, specialising across 450 specialities and subspecialities.
Watch this video to learn more
You can use this service if you:
• are unsure about a diagnosis
• need help deciding on a treatment option
• would like to understand if there are any alternatives
• have questions or concerns and want a leading expert’s advice
The great news is that this service is not just available to you, it can also be used by your:
• children up to 18 (or 23 if in full time education)
• spouse/partner’s parents
Accessing this service is easy - one phone call is all it takes. Call our Member Care Centre on 1800 885 342 at any time of the day or night, seven days a week.
Aviva Family Care - Mental Health Support
Everyone is facing new challenges and this telephone based mental health support service offers quick access to tailored mental health advice from qualified psychologists.
Aviva Family Care have a professional team of clinical, counselling and health psychologists available to offer you support should you need it.
You could use this service if you are facing emotional challenges in life, such as:
• feeling overwhelmed, stressed or anxious
• feeling depressed or alone
• struggling with a bereavement
• having relationship issues
This service is not only limited to you, it can also be used by your:
• children up to 18 (23 if in full time education)
You and your partner/spouse/child over 18 have access to 5 telephonic sessions per person, per issue, per year.
Watch this video to learn more
Call the confidential Mental Health services phone line on 1800 816 560 at any time of the day or night, seven days a week